Free TransUnion Consumer Credit Report Under Credit Data Smart Available From Today
- Consumers can now redeem their free Credit Data Smart-enabled credit report once every twelve months through the TransUnion Mobile App or at the TransUnion customer service counter
- Consumers are advised to monitor their credit report regularly to stay updated on their personal credit status, as it helps to maintain financial well-being and enable timely detection of potential identity theft as well as fraudulent credit applications
Global information and insights company and Hong Kong’s leading credit reference agency, TransUnion (NYSE: TRU), today announced that consumers can now obtain their free credit report from the company in parallel with the launch of “Credit Data Smart” (CDS), a multiple credit reference agency operating model introduced by the Industry Associations[1].
Under CDS, each Hong Kong consumer is entitled to receive a free credit report from TransUnion once every twelve months. TransUnion encourages consumers to take advantage of this opportunity and regularly monitor their credit report. Maintaining a healthy credit profile could help consumers to effectively manage their personal finances, access wider opportunities and achieve great things. By staying vigilant through regular monitoring, consumers can make more informed financial decisions and take proactive steps to improve their creditworthiness. This, in turn, enables them to pursue important life goals such as buying property, starting a new business, or finding a new job. Additionally, it also enhances personal data security and serves as a preventive measure against identity theft and fraudulent credit applications.
“Maintaining credit health and understanding is essential when looking to unlock more opportunities at different significant stages of our lives. By engaging in regular credit monitoring, consumers are empowered to build healthy credit habits and better shield themselves against potential identity theft,” said Wingo Wong, Managing Director of TransUnion Credit Information Services Limited. “The launch of Credit Data Smart provides consumers a new starting point to make regular credit monitoring a habit. While obtaining the annual free credit report offered through the new CDS-enabled ecosystem is an important first step in many peoples’ financial journey, we encourage everyone to make it a longer-term habit that supports and aids them throughout their life.”
Free credit report under CDS can be requested through the TransUnion Mobile App or at the TransUnion customer service counter:
1) TransUnion Mobile App on Apple Store or Google Play:
2) TransUnion customer service counter:
- Please make an appointment here to redeem your free credit report in person
- Address: Suite 811, 8th Floor, Tower 5, The Gateway, 15 Canton Road, Tsim Sha Tsui, Kowloon, Hong Kong
- Office Hours: Monday – Friday 8:30 AM – 5:00 PM. Closed on Saturday, Sunday and Public Holidays
[1] The Hong Kong Association of Banks (HKAB), The DTC Association (The Hong Kong Association of Restricted Licence Banks and Deposit-taking Companies), and the Hong Kong SAR Licensed Money Lenders Association Limited are collectively known as "Industry Associations"
